Not really. We’re eight years from retirement, one of us pensionless, the other with a teensy-weensy one due to the recent sale of the company for which he works. We moved to Canada 24 years ago, young and oblivious to important life implications, simply because it was pretty. It’s been a good life, but we gave up a lot, the worst being proximity to family. It’s hard to raise kids without grandparents, cousins, and aunties.

What we didn’t count on giving up was Social Security. I had heard of other ex-pat’s discovering that they left the US without enough credits to collect SS, and not enough work experience in Canada to collect the full amount of Social Insurance. Being the type that wants to know what I’m in for, I insisted Chuck and I make trek to our "local" SS office, 80 miles away. He could not understand why I wanted to know so far in advance, but I bet you can. Give up? Because I want to know how much yarn I need to buy.

So, the good news is that we both have enough credits to qualify for a partial benefit. The bad news – it won’t start until age 66, well past our planned date. And the US will reduce the amount because we’ll be eligible for a partial Canadian benefit, and neither side can tell us by how much. I’m just going to rely on that blind faith we had 24 years ago and assume that both together will equal a normal benefit. And I don’t have to feel badly about not spending one penny at the two Washington yarn shops we visited that had 20% off everything.

Having camera difficulties, I reached back into my computer’s brain and found this picture of Mari and Ms.Grace. Does this look like a girl who had difficulty with the concept of having an animal living in the house with us?

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5 responses to “The countdown”

  1. angelarae Avatar

    Not at all! I like the blind faith rationale. That’s me and my DH all the way. I figure I need to build up my stash for when I don’t have extra money. That way I can always have lovely, lovely yarn.
    Ang

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  2. Beth Avatar

    As I’m single, I’ve pretty much accepted that I’ll never be able to retire. My best case scenario is being able to only work part-time. I’m just assuming that yarn will be possible with that.

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  3. Criquette Avatar

    Have you considered a second career after retirement that could involve yarn? Like sheep/goat/llama/alpaca/rabbit farming? 😉

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  4. Ellen Avatar
    Ellen

    When I’m independently wealthy, you know you’ll be the first to benefit from my good fortune. Until then, you know you can always come and live off the “rellies.” I’ll add a few prayers to the faith. ‘Love you.

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  5. Karen Avatar

    Ah retirement. If I could afford it, I would retire tomorrow.

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